How Much Does U-Haul Hold On Credit Card? (Answered!)

Moving properties or equipment during relocation or other events that call for it is stressful. Nonetheless, thanks to the services of U-Haul, this can now be done very easily. If you are curious about how much U-Haul limits a credit card, this article is just for you.

U-Haul is a company that lets you rent its trucks for some time to either move equipment or store a few things. Using U-haul service will cost you some bucks since you borrow the company’s truck.

On average, U-Haul should not limit more than $100 on credit cards, although this may vary considering the time needed to borrow the truck.  

Why Does U-Haul Limit Cards?

If you are planning on using their services, they will have to put a limit on the credit card you used to apply. Normally, the amount limited is an estimate of the amount you will pay (using your credit card) once you are done moving your stuff. This amount will be deducted from your account as an actual charge.

Cost Of U-Haul On Your Credit Cards

The price is not static and greatly depends on the type of movement you are embarking on. The farther the distance, the more you will be charged while using your credit card as a payment method. Nevertheless, the average price held by U-Haul on credit cards falls between $50 and $100.

If you want to employ a one-way movement truck covering just short distances, you will be charged as soon as you pick up the truck from U-Haul. On the other hand, if you are planning on using the truck for an in-town movement, your card will be put on a limit, and the cost will be calculated based on the miles you covered and how long it takes for the truck to be in your custody.

After deciding the type of movement you will be using the truck for and being charged accordingly, you must also know that some extra fees may still be applied. For example, if you keep the truck longer than specified or fail to return it at the agreed date, you will be charged extra fees. In addition, remember that extra fees also apply if you cause any damage to the truck or equipment therein.

Is Credit Card Compulsory To Rent A U-Haul?

The answer to this question goes both ways: Yes and No. It might sound confusing, but it is no big deal, and we will explain what this answer means.

If you plan on renting a U-Haul, a credit card will be necessary to create an online reservation (you can use a debit card as an alternative). Without a card, you cannot make a reservation.

After making the reservation, you might not need your debit/credit card anymore to pay U-Haul. You can pay with cash after getting access to their trucks if you do not want to use your credit card. You can now see that it is a two-way answer.

Is It Possible To Get Charged Twice By U-Haul On My Card?

U-haul doesn’t incur customers twice for its services; the problem must have come from the bank or card provider. If your card details were used again, you might be debited twice. You can also see on your statement that you have been charged twice. Check your bank account balance to see how you were charged.

Another reason it appeared you had been charged twice could be because of a glitch in their system. You do not need to worry about this and check back on your account to see if there are any abnormal changes.

The last reason you could be debited two times is if you were required to do so. You may notice double payments for two separate transactions, one of these payments can be the limited amount, and the other can be the total you owe (this does not include the limited cash).

Are Prepaid Cards Usually Placed On Hold?

Yes, U-Haul can also put a limit on prepaid cards if you use one. The only difference is that the amount held on prepaid cards is way higher than that of credit cards. The average price held on a prepaid card is as follows:

  • About $100 for trucks,
  • About $80 (For tows)
  • About $70 (For trailers)

U-Haul incurs additional fees on prepaid cards because the company does not trust the reliability of these kinds of cards. Since a prepaid card is not a reliable alternative to credit cards, U-Haul incurs more to get value for their service.

You can use a prepaid card without a credit card as an alternative if you want to rent a U-Haul. Nonetheless, prepaid cards might sound like a good choice, but we highly recommend that you utilize a credit card.

Can I Use U-Haul Without The Limit?

To some people, it is frustrating that U-Haul needs to put a limit on their credit cards. Therefore, there is a need for us to see if you can use the services of U-Haul without your card being regularly placed on hold. Well, the simple answer to this is NO.

When you use any of the company’s vehicles and return them, you will be charged based on the amount that was held as due payment from your credit card. This strategy is an established policy of the company and a way to ensure it reduces the possible risks associated with its services.


The cash limited by U-Haul from your credit card is not static and depends on the type of movement you select (in-town or a one-time movement). Your cost will be based on the miles you had covered from the beginning of your rental until you return the vehicle.

 Do not forget that extra costs will add if you damage the vehicle or fail to return at the stipulated time. Therefore, ensure you use the company’s vehicle or any other equipment you have rented with caution and return them before the deadline to avoid unnecessary charges.

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